Explore Claim Guides

India’s Motor Insurance Claims Resource

Motor insurance claims, explained — including what to do when one goes wrong.

Clear, experience-based guides on filing, disputing, and winning motor-insurance claims in India — written by a claims professional with 21+ years on the assessor’s side of the table.

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  • 21+ years in motor-insurance claims
  • Experience across Liberty, ICICI Lombard, Bajaj Allianz, Future Generali & Magma HDI
  • IRDAI-certified
  • President’s Award — Liberty Mutual (Boston)
  • Independent & educational — we don’t sell insurance

What’s your situation?

Jump straight to the guidance that fits where you are right now.

My claim was rejected The surveyor reduced my amount I’m asked to sign a discharge voucher I need to file a claim Compensation & my legal rights Traffic rules, FIR & compliance

Start with the complete guide

Motor Insurance Claim Process in India (Car & Bike): Step-by-Step Guide + Rejection Traps to Avoid

Step-by-step, from intimation to settlement — with the rejection traps to avoid.

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Motor Insurance Claim Process in India (Car & Bike)

Most-helpful guides

New to Motor Claim Expert?

Not sure where to begin? Start Here walks you through the basics of motor-insurance claims in India and points you to the right guide for your situation.

Start Here

Free resources

Checklists

First 72 hours after rejection, documents to file a claim.

Guides

Downloadable PDF companions to our main guides.

Glossary

Every claim term explained in plain English.

Watch, read, download

Every format, in one place

Our videos, guides, and checklists together — the Media Centre brings together everything we publish, including our YouTube channel.

Visit the Media Centre

Knowledge is your best protection in a claim.

Browse our step-by-step guides and understand your rights before you act.

Explore Claim Guides

Written by a real claims professional

Raju Patvekar has spent 21+ years assessing and governing motor-insurance claims at some of India’s largest insurers. Motor Claim Expert is his effort to put that insider knowledge in policyholders’ hands.

About Raju → Author & credentials →

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